Terms and Conditions

SOUTHWEST RAPID REWARDS PROGRAM INFORMATION
The Southwest Rapid Rewards Credit Card is brought to you by Southwest Airlines and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services. The number of points needed for a particular Southwest flight is set by Southwest and will vary depending on destination, time, day of travel, demand, fare type, point redemption rate, and other factors, and are subject to change at any time until the booking is confirmed. Rapid Rewards points can only be transferred to the primary Cardmember's Rapid Rewards account. All Rapid Rewards rules and regulations apply and can be found at Southwest.com/rrterms . Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points.

¹ The product is not available to either (i) current Cardmembers of any Southwest Rapid Rewards Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products. To qualify for Companion Pass, you must make Purchases totaling $5,000 or more during the first 3 months from account opening. Please allow up to 8 weeks for Companion Pass to post to your Rapid Rewards account. (Purchases do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this promotional Companion Pass offer, account must be open and not in default at the time of fulfillment. Promotional Companion Pass is valid through February 28, 2022. Promotional Companion Pass entitles the Member to designate a Companion to fly free of carrier charges (does not include taxes and fees from $5.60 one way) anywhere with the Member on the same Southwest Airlines flight that is purchased (with cash or points) by the Member. Promotional Companion Pass travel is subject to taxes, fees, and other government or airport-imposed charges from $5.60 per one-way trip. Applicable taxes, fees, and other government or airport-imposed charges can vary significantly based on your arrival and departure destination. The payment of any taxes, fees, and other government or airport-imposed charges must be paid when the reservation is made. Any additional tax liability, if imposed, is the responsibility of Companion Pass traveler. If Companion Pass is earned by flying 100 qualifying one-way flights or earning 125,000 qualifying points in the calendar year while qualified for promotional Companion Pass through February 28, 2022, the regular Companion Pass qualifications will supersede the promotional Companion Pass. Visit Southwest.com to review the full Companion Pass program rules and regulations. All Rapid Rewards rules and regulations apply and can be found at Southwest.com/rrterms .

² The product is not available to either (i) current Cardmembers of any Southwest Rapid Rewards Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products. To qualify for your bonus points, you must make Purchases totaling $5,000 or more during the first 3 months from account opening. Please allow up to 8 weeks for bonus points to post to your Rapid Rewards account. (Purchases do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

³ Earning Points
Rewards Program Agreement: For more information about the Rapid Rewards Plus card rewards program, view the latest Rewards Program Agreement . We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com .
How you can earn points: Youll earn points on purchases of products and services, minus returns or refunds, made with a Rapid Rewards Credit Card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions wont count as a purchase and wont earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points: Youll earn 2 points for each $1 spent on purchases made directly with Southwest Airlines, including flight, inflight, Southwest gift card, and Southwest Vacations package purchases, and at participating Rapid Rewards hotel and rental car partners. 1 point: Youll earn 1 point for each $1 spent on all other purchases. 1 point on balance transfers: Youll earn 1 point for each $1 of the first $10,000 of balance transfers made during the first 90 days from your original account open date. 3,000 bonus points each account anniversary year: Youll receive 3,000 bonus points each account anniversary year. Account anniversary year means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. Information about earning/transferring points to Southwest Airlines: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Losing points: Youll immediately lose all points that havent been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

⁴ No blackout dates and unlimited reward seats apply to flights booked with points.

⁵ Fare difference may apply.

⁶ First and second checked bags. Weight and size limits apply.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. Southwest Rapid Rewards Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.